Insurance Consultants International – Insurance Agent Hollywood, Florida
Health Insurance, Life Insurance, Long Term Care Insurance, Disability Insurance, Dental, Medicare,and International Insurance
This product has complex features that can create serious confusion among policy holders.
There are lots of terminologies and features that you may not understand until you get hospitalized.
Feel free to read all the policy yourself but experienced insurance consultants that represent strong carriers can guide. There are different terminologies like deductible and out pocket that are different from one carrier to another. For instance, one carrier out pocket may include the deductible and another carrier may not include, therefore you have double out of pocket.
The topic of Life Insurance is a sensitive one and people are often resistant to discussing it. After all, none of us wants to think about death and how it would impact our loved ones. Unfortunately only 56% of Americans have life insurance. Most people are not aware of this type of protection and believe “this will never happen to me”.
That’s the whole reason behind insurance; to plan for the unexpected. If you care about your family, spouse or business you have to explore this option. There are a variety of life insurance products that can help your family continue their life without financial stress in the event something unexpected should happen.
Long Term Care Insurance
This year, about nine million men and women over the age of 65 will need long-term care. By 2020, 12 million older Americans will need long-term care. Most will be cared for at home but many will need to go into a nursing home. A study by the U.S. Department of Health and Human Services found that people who reach age 65 will likely have a 40 percent chance of entering a nursing home.
Our insurance specialists can best explain the benefits and importance of this type of insurance coverage.