Insurance Consultants International Blog

Long Term Care Insurance

Long Term Care Insurance plans, types and information

POLITICS AND LONG TERM CARE

All political candidates are sharing non specific ideas about how to improve the economy, increase the military, etc. None of them mentioned about LONG TERM CARE, without it many AMERICANS run the risk of loosing all their assets. For  more information call 954 414 9845

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DEFINITION OF LONG TERM CARE

Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking. Age is not a determining factor in needing long-term care. […]

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LONG TERM CARE POLICY, WHY WAIT?

Many of us including insurance professionals do not realize the importance of LONG TERM CARE. This is probably one of the most important decision you will make in your lifetime. If you decide place your head in the sand, I promise you that your headed to a financial disaster  in the near future or the […]

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LONG TERM CARE IS MUST POLICY TO PURCHASE

There are only 8% American citizens that purchase LONG TERM CARE, I am one of them. Many consider it to be a low priority because they are not 95 years old yet. Lets be responsible and think clearly. What would happen if you have an accident at the age of 35 and you need a […]

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Long Term Care in the future

Anyone with even a passing experience with Alzheimer’s, stroke, Parkinson’s or elder frailty can appreciate the severity and financial devastation of these all-too-common life events and the inevitable care required. This is why we want protection. * The average Ancient Greek lived until age 18. The median life span of a Puritan was 33. The […]

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Long Term Care Facts

The Facts Are Clear Anyone with even a passing experience with Alzheimer’s, stroke, Parkinson’s or elder frailty can appreciate the severity and financial devastation of these all-too-common life events and the inevitable care required. This is why we want protection. The average Ancient Greek lived until age 18. The median life span of a Puritan […]

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New Innovative Long Term Care Products

The Annuity/ Long Term Care Opportunity With tax advantages available since January 2010, clients can use the annuity/  long term care combination products for qualifying expenses without paying any federal income tax. This creates a unique opportunity for clients who have existing annuities. Statistics (2009 LIMRA data) that show only 0.5 percent of deferred annuity assets are […]

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Long Term Care Health Insurance And The IRS

 October 28, 2011 PRODUCT NEWS COMPLIANCE NEWS IRS announces eligible LTCI premium deductions for 2012 The Internal Revenue Service (“IRS”) has announced its annual cost-of-living and inflation adjustments for 2012 in Rev. Proc. 2011-52.  Tax laws require the IRS to adjust the dollar amounts of dozens of tax provisions each year to account for inflation, […]

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Long Term Care Is An Extremelly Important Insurance For Baby Bommers

Long Term Care is an extremelly important insurance to have, we continue place our heads in the sand but the toll will fall on your savings or your kids and grandkids. For more information call 954 414 9845 or go to Insurance Consultants International HEARINGS Representative Dan Rostenkowski, right, in 1994 with a staff assistant, […]

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MEDICARE AND LONG TERM CARE

Many individuals that qualify for medicare do not realize that medicare has a very small coverage for Long Term Care. If you develop a serious illness at a young age or older age, like MS or Parkinson, it is very difficult to acquire a Long Term Care unless you purchase a Hybrid product. Do not wait to […]

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